Heat a small frying pan over medium heat. Add the sliced banana and drizzle with honey. Fry 3-4 minutes on each side until caramelized, golden brown. Remove from pan and set aside.
Preheat the pan over medium heat, grease with oil. Place one slice of bread in the pan. Put a thin layer of butter on the bread, on top of the bananas and a slice of cream cheese, on top of the cheese put another oiled piece of bread.
Prepare a sandwich for 4 minutes, frying on each side, until the bread is toasted and the cheese is melted. Serve warm.